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History of Homeowners Associations

In the nineteenth century, the United States began to transform itself from a primarily agricultural society to an industrial society. A growing number of people took jobs in cities, but most cities were overcrowded, dusty, and noisy. The advent of commuter rail lines allowed people to work in the city and live outside the city. A series of “railroad communities” grew up along rail stations. Usually these communities were populated by middle-class families.

The twentieth century made people even more mobile, thanks to the automobile. This led to a series of planned communities around the country. In some, the houses would look essentially the same; in others, several designs would be built. These communities attracted more affluent families; there were few restrictions, but people who lived in these communities generally shared common ideas of how streetscapes should look. Homeowners associations as we know them today did not really exist; if similar associations existed in any of these early communities, their purpose was often to restrict residency based on race or religion.


Inside History of Homeowners Associations